Welcome to Easy Car Loan Site.
What is Car Loan?
Once you decide you want a new car, the first thing you should do is figure out how much car you can afford. As we said in Section I, don’t let your dealer help you with these calculations. Do them yourself before you go shopping.

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Figure out your loan?:
 Figure out how big a loan you should get.
your monthly car payment should be no more than 20% of your disposable income. That means that after you’ve paid all your debts and living expenses, take one-fifth of whatever’s left over and that’s your maximum monthly auto expense.

Decide how long you’ll give yourself to pay your car loan back:
Monthly payment is, essentially, the amount of your loan, plus interest, divided over the number of months you have to pay back the loan. The more months you have to pay it back, the lower the monthly payment will be. But stretching out a car loan—or any loan, for that matter—will ultimately cost you a truckload more in interest payments.


The Starting Line
Good credit? Bad credit?
We specialize in fast bad credit car loans but we serve all levels of credit. If you know your credit score is really bad or it's good.

What Makes Us Better
Short and sweet -- here's why you're at the right place for a fast car loan.
• Our online car loan application takes only a minute to complete, we protect your personal information, and we're in good standing with the Better Business Bureau.
• We've processed more than 3.5 million loan applications since 1989.
• We have hundreds of dealers and lenders nationwide dedicated to slotting you to the best car loan rate your credit score will allow.
• We provide a fast and hassle-free process, especially if you're worried about being embarrassed by bad credit.
• Our application is free and puts you under no obligation.

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Does this lease have a down payment?
Don’t pay it if it does. Have your dealer roll the down payment into the monthly payments—don’t cough up a lot of money at the outset.

The ostensible purpose?
 The ostensible purpose of the new agency would be to protect borrowers from unscrupulous lenders, but - since fraud and deception already are against the law - it would be more accurate to say that its purpose would be to protect borrowers from themselves.